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Debit Card是什么卡,和Credit Card有什么区别

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What is a debit card?

With a debit card, you can shop at many merchant locations without having to carry cash or remember your checkbook. Just present your debit card anywhere you see the card's logo, and have the purchase amount deducted directly from your checking account.

Debit cards are "pay now" products that quickly debit - or subtract - money from your checking or savings account, as if you were taking out cash. So, for your debit card to work, you must already have the money in your account to cover the transaction.

This differs from credit cards which are "pay later" products that draw from a credit line-money made available by your card Issuer - and give you a grace period to pay. If you do not pay in full by the end of this period, you are charged interest.

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debit card n.
A bankcard used to make an electronic withdrawal from funds on deposit in a bank, as in purchasing goods or obtaining cash advances.
金融卡:银行金融卡,用来从在银里所存的钱中做电子提款,例如在买东西或预付现金时

credit card n.
A card issued by a bank or business authorizing the holder to buy goods or services on credit.Also called charge card
信用卡:由银行或商业公司发行的允许持有者赊购物品或劳务的卡也作 charge card

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